Hi. My name is Kyle Burbank and I’m a Millennial. Yes, I say this like it’s some sort of healing admission given the bad rap my generation has endured in recent years. You know — the talk about how anyone under 35 is lazy, entitled, and doesn’t even know how to really be an adult? While I strongly resent that generalization, I have to say that I’ve certainly made a few mistakes along the way myself, especially when it comes to finance.
I’ve purchased brand new cars that I could barely afford, used credit cards as emergency funds, and quit jobs without having any sort of plan lined up. Furthermore, there was a time in my 20s when I moved back in with my father, so I guess some of the accusations are true. However, I learned a lot from my early 20s that not only led me to grow but also helped shape my priorities, values, and overall outlook on life.
Since then I’ve been able to get out of and stay out of debt, travel to places I never thought I’d see, support myself through freelancing and ghostwriting, get married, bring my credit scores up to around 800, and even publish a book. Not bad for a college dropout who had a hole in his pocket until about 2011 (I tried sewing it a bit before that but the dang thing kept tearing open). Alas, the journey isn’t over yet — I still have plenty of travels to embark on, more personal finance lessons to learn, and lots and lots of writing left to do.
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