There are times in life when you’re not going to want to be involved with certain projects. For example, I want nothing to do with home or auto repairs.
When something I own breaks down, nothing brings me more pleasure than calling a handyperson or a mechanic I know and having them do all the work.
I don’t want to know how they “make the hamburger” or do the repair. I just want to know it was “cooked well and delicious” when it’s finished.
At one point in my life, I felt the same way about my 401(k).
But now, I feel differently.
Here’s why I started taking an active interest in my 401(k), and why I ditched my target-date fund – and you should, too.