Debt Elimination

How Ashley Paid Off $45,000 in 17 Months

Are you tired of paying so many bills that you can’t save enough fast enough to retire early?

When you want to have that freedom of options, you have to get rid of what is holding you back and that’s debt.

Once I paid off my debt, I had so many options in my life that I didn’t have before. I was able to quit my stressful job that had a pension and good benefits.

If I still had a ton of debt, I wouldn’t have had that option. I would have stuck it out in a job that I was burned out in just to pay bills.

With a lot of focus and motivation, we were able to pay off $45,000, in just 17 months.

Debt Elimination Personal Finance Product Reviews

Best Student Loan Refinance Companies & Services

The Best Student Loan Refinancing Options - graduation mortarboard, diploma, and piggy bankChances are, the idea of refinancing student loans may have crossed your mind once or twice. So if you’re looking into that, you’ll want to check out some of the best student loan refinance companies and services. Here are a few to consider.

(As always, we work hard to keep this information up-to-date, but since things can change in an instant be sure to check the individual websites to make sure you understand the exact terms and offers before applying. We strive to provide you with valuable information and resources. Opinions are from the author alone, not from any advertiser or partner. Many or all products featured here are from partners, and we earn from qualifying purchases/signups.)

Note that if you refinance federal student loans, you’ll give up benefits like public service forgiveness and economic hardship programs, so it may not be a good idea to do that.

With that said, here are some of the best student loan refinance companies and services!

Debt Elimination

From Overburdened with Debt to Debt Free Within 3 Years

Today, I am going to share with you a story from our financial journey.  It’s about our debt payoff journey and how we overcome financial struggles that shaped the financial life we have today.

If you think that our financial lives were a smooth ride, you’re wrong. In spite of being a personal financial adviser now, once we struggled to repay debt.

This is our story.

Debt Elimination

Repay Debt Faster by Budgeting for It

Budgeting for debt

Budgeting for debt means you methodically eliminate your debts by planning for it.

Budgeting is often given a wrong meaning. Many people view it as something that puts a stop to every fun thing in life.  They mistakenly think that a budget restricts you from eating out or shopping. In short, you’re devoid of any enjoyment if you follow a budget.

However, it’s not like that. At all.

Actually, budgeting helps you to spend money on the things you want. It helps you to take control on your finances and get your financial life on track.

Debt Elimination

Debt Sucks. Here are Six Ways to Stay Patient and Motivated While It Off.

Everyone know that debt sucks. But paying down debt is one of the major criteria to reach financial independence. You can’t repay your entire debt overnight. You have to be patient. There will be times when your progress will be slow and you’ll have to stay motivated until you’ve repaid that last cent.

Yep, debt sucks. Here are six ways you can stay patient and motivated while paying down debt.

Debt Sucks