Camp FIRE Finance
Living on minimum wage. It’s something many have had to do, especially when we were younger. Maybe you had a minimum wage job when you were living at home with your parents or as you were working through school. Or maybe you are living on minimum wage right now. Depending on where you’re at in your life, minimum wage can be a right of passage or a serious threat to your financial health.
The Law of the Harvest has biblical implications, but for the non-religious among us there are some parallels we can draw that will also help us set and achieve our financial goals. In my quick’ish style, allow me to do just that.
Getting your personal finances in order isn’t complicated. That’s not to say it’s easy, but for most people it’s not hard.*
Make a habit of these things and your finances will be on autopilot. Run on autopilot long enough and you’ll cruise through the six layers of FIRE. It just takes a bit of time, and this is where it gets hard. For me the most difficult part of personal finances is the waiting game.
Before any commercial airliner takes off, passengers are treated to some pre-flight safety instructions.
“Buckle up. No cell phones. No smoking in the lavatory. In case of emergency, put on your own oxygen mask before you help someone else (even your kids).“
Do you know what I think is the most perfect physical expression of financial independence? Mr Money Mustache would have you believe it is riding your bike, and that’s a strong case, but at best I’m a part time cyclist. I have a seven-mile ride to the train station and I will freely admit to picking and choosing my battles with the elements. I’m not short of opportunities in the day for overcoming adversity without adding cycling through the rain.