Save Your Money

5 Benefits of Starting an Emergency Funds for your Home Emergency Restoration

An emergency fund is a reserve of money for you to use in an emergency.

Having an emergency fund is always a good idea because it will help you avoid taking out high-interest loans or credit cards when you need cash.

Emergency funds can be for both significant and minor emergencies. It is up to the individual how much they want to save and what they would like the funds to be for, like whether they want it to be general or specific.

This fund is crucial because it’s a safety net you can use in an emergency. It ensures you’ll have enough money to cover your expenses, such as mortgage payments and groceries if you lose your job or experience some other unexpected financial setback.

Personal Finance Product Reviews Save Your Money

Rakuten Review: An Easy Way to Put Money Back in Your Pocket

We strive to provide you with valuable information and resources. Opinions are from the author alone, not from any advertiser or partner. Many or all products featured here are from partners, and we earn from qualifying purchases/signups.

How to get cashback with RakutenAre you looking for an effortless way to make extra money from your daily habits? Rakuten is one of the easiest ways to put some money back into your pocket when shopping online, and this Rakuten review will show you how.

This online shopping tool is free and lets you earn cashback at over 2,500 retailers. You don’t have to spend time answering surveys or possess a unique skill. As long as you can shop online, you can earn cash rewards.

I have personally been using Rakuten (previously known as Ebates) since 2015. It’s my favorite shopping app because it’s easy to use compared to other online shopping apps.

And as of right now, you can get a $10 cash bonus with your first $25+ online purchase by joining Rakuten.

Save Your Money

Travel Hacking for Beginners: How to Get Started Today

Travel hacking for beginners. See the world for less!Travel hacking is a unique hobby where people use credit card rewards, frequent flier programs and other travel loyalty programs to travel for free or as cheaply as possible.

Some people prefer to get as much value as possible from travel hacking. Others aim to get access to luxurious travel experiences they would not otherwise be able to afford.

Either way, traveling for free is possible with a bit of careful planning. It may seem too good to be true, but it’s not. My family has used credit card rewards to get free flights, hotel stays and cruises on more than one occasion.

I’d say we’ve easily earned over $10,000 worth of credit card rewards and free travel since we got started a few years ago. Here’s what you need to know if you want to start travel hacking as a beginner that has no experience at all.

Save Your Money

New vs. Used: What Kind of Car Should You Buy?

Should I buy a new or used car?

The archetypal dad’s advice will sound familiar: new cars are for suckers. Depreciation means you’ll lose all the value the minute you drive out of the lot, so used is the only way to go. Or is it? We think it isn’t that simple.

While it’s true that new cars will undoubtedly lose a good chunk of value, it doesn’t mean a pre-owned car is an answer for absolutely everyone. And we’re going to tell you exactly why.

Save Your Money

How to Save 50% of Your Income (or more) In 3 Simple Steps

Learning how to save 50% of your income is a great way to set yourself up for financial independence. Maximizing savings is something anyone can do, regardless of income.

How to Save 50% of Your Income